Investment Property Worldwide.com
  • Introduction
  • Portugal
  • Bespoke Villas in Spain
  • SIPP details
  • Blog
  • Contact page

Why not run your own pension?

24/10/2012

 
Sipp investment
An imposed workplace scheme is not the only option for retirement, as more low-cost Sipps come on to the market.

The financial pages have been full of advice on pensions with the launch of auto-enrollment last week. It has thrown a desperately needed spotlight on how and why we should be saving for later life.
But not everyone is happy that the state is stepping in. If you want to take control for your own retirement saving, a self-invested personal pension or Sipp, could prove a compelling alternative.
Sipps are essentially do-it-yourself pensions, offer more flexibility and a wider range of investment choices than most personal pensions. As well as cash, government bonds and funds, you can choose to invest your money in more complicated investments such as individual shares, open-ended investment companies (Oeics), commercial property and commodities.
They still benefit from all the features of a more traditional pension, including up to 50 per cent tax relief on pension contributions, but instead of trusting the provider to pick funds, you decide how to invest your contributions typically with a much wider range of funds to choose from and the opportunity to invest in direct equities by buying and selling shares.
It's true that when they first emerged, Sipps were targeted at experienced investors with substantial pension pots, but as costs have come down they have proven to be an increasingly popular choice among the general population.
"The Sipp market has been revolutionised in recent years with the emergence of low-cost plans, which have made them accessible to the mass market. Sipps are now becoming ISA-like in their appeal," says Jason Hollands of independent financial adviser (IFA) Bestinvest.

Follow the link for further information on SIPPs - LINK

To read the article in full follow the link - LINK

What to look for when investing in a hotel room in London!

21/9/2012

 
Holiday Inn Express Investment
It is important when considering hotel investment that the hotel, operator and branding match the local area and market.
The Holiday Inn Express® London - ExCel, is located within London’s Royal Docks in East London – designated a “Special Enterprise Zone” in 2011.
The site of the hotel will be under a mile from London’s City airport. 
The O2™ Arena can be reached in a few minutes and the hotel site is conveniently
located for tourist attractions such as the National Maritime Museum, Greenwich
Observatory and also Canary Wharf.
Central London is only 25 minutes away THE EXCEL™ CENTRE about 2.5 minutes’ walk away.
The hotel site is found on the waterfront in the centre of the Royal Docks. It was the UK’s first purpose built international convention centre boasting 100,000 sqm of exhibition space, opened in late 2000 and renovated and extended in 2010, which increased the capacity by 50%. It is used by blue-chip companies for meetings, AGM’s conventions as well as sporting and cultural events
LONDON CITY AIRPORT (0.5 miles) is just 3 miles from London’s financial district and is vital for business and plays an important part in keeping up with the growth of London. The business community recognizes the convenience of its location and size. In 2009, London City airport gained permission to increase flights by 50% and in 2011, British Airways announced a number of new flights while Blue Islands Airline announced the launch of its new executive service from the airport.

If you are looking for an arm chair hotel room investment in London this must be it.

50% non-status finance and prices from £135,000 on an RICS valuation of £161,000 combine this with the ideal location, exit strategy AND well-known operator.

LINK - to further information.

MILLIONS FACE PENSION CRISIS!

7/9/2012

 
pension crisis
MILLIONS of new pensioners were warned this week that they face a retirement of poverty after weeks of slashed annual payouts.
Pension companies have cut rates offered on their guaranteed annuity incomes 24 times since the start of summer.
Standard Life is the latest to do so, lopping five per cent off the rate offered to the newly-retired and those approaching retirement.
And male pensioners will suffer an extra blow later this year with the introduction of the EU’s new “gender directive” which will further force down annuities for men.
Craig Palfrey, founding partner of independent financial advisers Penguin Wealth, said: “Annuities are in meltdown. We’re way beyond red alert. They have been coming down relentlessly and Standard Life’s decision to take a sword to rates is just the latest example.
Twenty years ago a £100,000 pension fund would have guaranteed an income of £15,640 a year for life for a 65-year-old man. Now it is just £5,140 a  year.
And the crisis decimating pensions is set to continue for months, perhaps even years, piling on the agony for the newly-retired.
Experts warn that the situation is likely to worsen as annuity providers  struggle with volatility in the stock market and the Bank of England’s  quantitative easing (QE) strategy to tackle the recession.
The money-printing policy has been attacked for triggering “a death spiral” in pensions, which some experts say has led to the worst retirement  payouts in history. 

NOW is the time to take control of YOUR pension before it is too late - SIPP LINK.
 


Chat show host invests in Buccament Bay!

18/8/2012

 
Chat show host invests in the 5* Buccament Bay resort on Saint Vincent in the Caribbean.

Link to the information page -
HOTEL RESORT SALES

FRENCH SKI HOTEL ROOM INVESTMENT OPPORTUNITY!

6/8/2012

 
Ski hotel side view
Ski hotel front view
A LIFESTYLE INVESTMENT FROM ONLY €50,000

 PURCHASE A LUXURY HOTEL ROOM OR SUITE IN BELLE PLAGNE IN THE FRENCH ALPS

ROOM PRICES FROM €50,000 Euros – (NOT FRACTIONAL OR TIMESHARE).

SELLING PRICES SHOW A 10% SAVING ON CURRENT MARKET VALUE.

ALL MORTGAGE CHARGES AND MANAGEMENT FEES PAID FROM RENTAL INCOME!!

EXIT STRATEGY AFTER 5 YEARS OF 296% or €147,946.

THIS IS A FULLY MANAGED BY ONE OF THE UK’S LEADING TOUR OPERATORS AND IS A NEW BUILD DEVELOPMENT PROVIDING WINTER SKIING AND SUMMER HOLIDAYS. 

ADDITIONAL BONUS OF 7 DAYS FREE IN WINTER AND 7 DAYS FREE IN SUMMER (NOT INCLUDED IF PURCHASED VIA A SIPP)

Link to further information - 4* SKI HOTEL ROOMS

Millions will see pensions slashed by up to 20% as new EU rules are set to send annuities plummeting

22/6/2012

 
Picture
MORE bad news on pension's!! TIME TO ACT!

Millions of people could see the value of their pensions slashed by up to 20 per  cent because of new EU rules.
Those with a £100,000 pension fund could be  more than £1,100 per year worse off in retirement because of the reforms,  research has shown.
The Solvency II rules, which are due to come  into effect in January 2014, will force pension funds to hold a higher  proportion of 'safe' Government bonds.
As the bonds - called gilts - have such low  rates of return it will drive down the returns on retirement fund annuities,  which are used to pension income.
The reforms are designed to make pension  funds safer and reduce the risk of them going bust.
Annuities, which set retirement income for  life, have already fallen to historic lows because of the impact of quantitative  easing.
At present, a pension annuity fund may invest  20 per cent in low-yield gilts and the rest in riskier corporate bonds which have a higher rate of return.
But under the new EU rules, annuity funds  will be forced to hold a higher percentage of gilts.
New research by Deloitte suggests annuity  rates will plunge by between five and 20 per cent when the directive comes into  force in January 2014.

A £100,000 pension pot currently gives an  income of £5,837, but once the regulations come into effect they will be between £292 and £1,167 a year worse off.

Take control of your pension by investing in Alternative Investments via a SIPP.


LINK TO SIPP INFORMATION PAGE AND VIDEO - 
SIPP's LINK


Read more: ARTICLE LINK

Further blow to pensions as Euro problems deepen

28/5/2012

 
Alternative pension investing
Savers approaching retirement are being advised to put off  buying a lifetime annuity – or even to consider deferring retirement – as the euro crisis further reduces the income offered to UK pensioners.
Pension experts issued the advice after the FTSE 100 index suffered its largest one-day fall since November, as investors fled equities on fears of a Greek exit from the single currency – and bought into “haven” assets, such as government
bonds.
This shift is significant for those planning their retirement as both the annuity income they can buy with their pension funds, and the income they can draw directly from their funds are determined by the yields on government bonds, or gilts. Heavy buying has pushed gilt prices up, reducing yields to record lows.
“It’s such an awful and difficult situation for anyone approaching retirement,” said Dr Ros Altmann, director-general of the Saga Group, the financial services group for over-50s. “If you can delay, it is worth considering because at some point there should be a correction in rates.”
Joanne Segars, chief executive of the National Association of Pension Funds, said: “People who are nearing their retirement need to think carefully about whether this is the right time to lock into the current low rates of interest.”
Advisers suggested taking pension cash in stages. “It’s possible to phase into retirement by taking tax-free cash only,” said Mike Morrison, head of pensions development with
Axa Wealth. “In the short term, it may be possible to take income from elsewhere.”

Now is the time to take control of your pension by investing in Alternative Investments via a SIPP - Link to information video on SIPP's and alternative investments.

IS YOUR PENSION WORKING AS HARD AS YOU!

31/3/2012

 
Picture
Are you looking forward to spending  your retirement relaxing on a white, sandy beach watching the world go by?
By using your Self-Invested  Personal Pension to invest in land or property, you
can sit back, relax and  let your pension reap the rewards!

How does it work?
A Self-Invested Personal Pension  (SIPP) puts YOU in control. In its simplest form, a SIPP allows you much  greater access to the investment markets and provides you with the option of  choosing when, where and how you invest the assets of your pension fund. Any  contributions that you make to a SIPP will receive tax relief of between 20%  and 40%, depending on what the current tax rates are and what personal tax  band you are in.

Why should I invest in a SIPP?
Whilst SIPPs can potentially be  extremely sophisticated and provide excellent tax planning solutions, they  can also be used simply to provide you with more control over your pension  planning, by providing a wider range of investment options. In the current  difficult financial market, it is essential to have the maximum amount of  flexibility when planning your retirement.

Is it a complicated process?
There are of course some rules in  regards to borrowing money against your SIPP; for example, you can only  borrow up to 50% of the value of your pension fund for a commercial property  purchase, but here at Investment Property Worldwide we have been working with  SIPPable products for many years now, and can put you in touch with reputable  financial advisors who will be able to guide you through the best options,  when considering purchasing property through your SIPP.

What next?
Investment Property Worldwide has a  wide range of land and properties that are eligible for investment under the  SIPP scheme.

Contact us today to find out more information about how to make  your pension work for you!

Video Introduction to SIPP's

U.K Care Home investment with a 10% discount.

25/2/2012

 
Picture
Picture
Picture
Picture
Greetland Care Home launch prices from £99,950 for a limited period I am able to offer a limited number of units at £89,950, deposit required £31,483 maximum 18 month build schedule

INVESTMENT OVERVIEW
Care Home Rooms launch prices from £99,950
Clients deposit is insured by a guarantee bond at 2.75% of the deposit amount (35%) - The developer will pay this as an opening offer.
5% interest paid on the 35% and 50% deposit payments.
Guaranteed non status  developer finance available on 50% LTV at 3.5% above 3 month Libor.
6% Return From Day 1
65% of operational profit from month 13 of operation
(ave yield 8%)
Conducted with UK Lawyers
125% Buy Back Guarantee
SIPP & SSAS Compliant

Link to the information page - CARE HOMES

Caution required on Investing in holiday properties via a Pension.

11/2/2012

 
Picture
New schemes allowing pension investors to invest in holiday properties via share ownership in companies that own the holiday lets have been described as “toxic”with some self-invested personal pension (Sipp) administrators refusing to allow these assets to be held.
Currently, investors are not permitted to hold direct investments in holiday lets or cottages within a Sipp, as these bricks-and-mortar assets are considered residential, rather than commercial property – and only commercial property is an authorised pension investment.
Holding these shares in Sipps enables investors to benefit from dividends and tax-free growth but many Sipp administrators remain nervous about these schemes – largely due to concerns that the underlying assets could be regarded by HM Revenue & Customs as residential property, and as such expose a Sipp to a large tax charge.
The current regulations state that no single shareholder in the company owning the holiday lets is allowed to hold 10 per cent or more of the share capital, or the voting rights, of the company this proves very difficult for the Sipp administrators to monitor and as such in many cases the administrators refuse to accept the shares into the Sipp but the ones that do are potentially putting the Sipp at risk if they don’t closely monitor the investment.
Another area the Sipp trustees have to consider is ensuring that the member remains detached from the asset, they should not gain any rights to stay at, or use, the holiday complex through having made that investment but a Sipp member is still able to book and stay at the resort on a normal commercial booking basis.

So the warning is if you flout the spirit of the rules then don’t be surprised if the Revenue at some point disallow your investment and you are faced with a large tax bill.

All Investment Property Worldwide alternative investments are fully Sippable and comply with all the current regulations regarding Sipp investment –
LINK TO THE INVESTMENT PAGE.

    Author

    Investment Property Worldwide will try bring to you a diverse range of property, investment news.

    Archives

    October 2014
    January 2014
    July 2013
    June 2013
    January 2013
    December 2012
    November 2012
    October 2012
    September 2012
    August 2012
    July 2012
    June 2012
    May 2012
    April 2012
    March 2012
    February 2012
    January 2012
    December 2011
    November 2011
    October 2011
    September 2011
    August 2011

    Categories

    All
    2012
    5* Resort
    5 Star Resort
    Akbuk
    Akbuk Bay
    Algarve
    Algarve Coast
    Alternative Investment
    Alternative Investment
    Alternative Investments
    Alternative Investments
    Annuity
    Annuity Rates
    Asia
    Bakkan Oil Fields
    Bakkan Oil Fields
    Bank Discounted Property
    Banking
    Barbados
    Beach Club
    Belle Plagne Skiing
    Bespoke Villa
    Blu Hotel
    Boot Camp
    Britains Got Talent
    Buccament Bay
    Buccament Bay Resort
    Buy To Let Student Accommodation
    Care Homes
    Caribbean Resort
    Caribbean Resorts
    Cricket Academy
    Currency Exchange
    Currency Market
    Debt Management
    Debt Management Plan
    Discounted Properties
    Discounted Property
    Discounted Property.
    Economic Crisis
    Economic Recovery
    Economy
    Euro Bailout
    Euro Rate
    Euro Zone
    Excel Currency
    Finance
    France Skiing
    Fsa
    Gary Player
    Golf
    Golf Property
    Green Fees
    Greetland
    Guaranteed Return
    Guaranteed Return
    Harlequin
    Harlequin Air
    Harlequin Hotels
    Harlequin Hotels And Resort
    Harlequin Hotels And Resorts
    Harlequin Resorts
    Harmony Bay
    Healthcare Investment
    Help For Heroes
    Holiday Competition
    Holiday Inn Express
    Holiday Inn Investment
    Holiday Lets
    Holiday Scam
    Hotel Investment
    Hotel Investment
    House Market
    House Prices
    Housing
    Inflation
    Insured Investment.
    International Payments
    Investing In A Hotel Room
    Investing In A Hotel Room
    Investing In The Caribbean
    Investment
    Kerswell
    Lagos
    Landbanking
    Liverpool
    Liverpool Soccer Academy
    Loan Note
    Loan Note Investment
    Loan Notes
    London Riots
    Luxury Caribbean Holiday
    Marquis Estate
    Mini Hotel
    Mini Hotel
    Mini Motel Room Investment
    Mini Motel Room Investment
    Mmu
    Moneysupermarket.com
    Money Transfers
    Mortgage
    Mortgages
    Mortgages.
    Motel Investment
    Motel Investment
    Moving Overseas
    National Savings
    Off Plan
    Off Plan
    Oilfield Investment
    Oilfield Investment
    Padi 5 Star Status
    Paradise
    Pattaya Property
    Payment Protection Insurance
    Pension
    Pension Confidence
    Pension Funds
    Pension Investment
    Pension Investment.
    Pension News
    Pension Reform
    Pension Retrurns
    Pension Review
    Pension's
    Pension Shortfall
    Pension Transfer
    Performing Arts
    Place In The Sun
    Portugal
    Ppi
    Price Increase
    Property
    Property Market
    Property Recovery
    Property Search
    Property Sizes
    Qr Code
    Reduced Property
    Rental Market
    Resort Investment
    Retirement
    Retirement Age
    Return On Savings
    Rightmove Overseas
    Safe Havens
    Savings
    Scams
    Ses
    Sipp
    SIPP\\
    Sippable
    Sippable Products
    Sipp Investment
    Sipp's
    SIPP's
    Ski Lodge
    Ski Room Investment
    Spanish Property
    Standard & Poor
    State Pension
    Sterling
    St Lucia
    Student Accomodation
    Student Lets
    Student Pods
    Student Properties
    St Vincent
    St Vincent And The Grenadines
    St Vincents Airport
    Telegraph
    Thailand
    Tobago Cays
    Tourism Award
    Tourist Figures
    Travel Advice
    Travel Weekly
    Tripadviser
    Turkey
    Turkish Property
    Turkish Property Prices
    Urban Pads
    Usa North Dakota
    Usa North Dakota
    Website Qrcode
    West End Stars
    Western Algarve
    West Indies Cricket
    World Travel Awards
    Yorkshire Regiment

    RSS Feed

Powered by Create your own unique website with customizable templates.